Inside I feel, as I suppose many of us do, the need to be understood and accepted. I easily concur with the above verse from Romans; the only debt I have to others is to love them. However, I want others to love and accept me and my natural tendency is to explain things away to gain approval.
There’s no way any of us could ever earn enough money to buy God’s love or do deeds that are good enough to merit His love. He loves us – just because – and His delight is to bless us and be a Father to us.